
NIKOLE
FERRARI
THE HOMEBUYING PROCESS
Before you start shopping for your property, it is a good idea to make some preparations.
gather documents
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Financial statements
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Bank accounts
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Investments
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Credit cards
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Auto loans
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Recent pay stubs
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Tax returns for two years (State & Federal)
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Copies of leases for investment properties
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401K statements, life insurance, stocks, bonds, and mutual account information.
Check your credit
Your credit score will have a significant impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with our lender so that we can determine what you can afford. If your credit is not up to par it is our goal to get you on a path to success.
be smart with your finances
Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.